Michael Chen
Michael Chen leads markets and trading-mechanics coverage on Pocket Option Guide. After five years on the quantitative-research desk at DBS Bank in Singapore (2015–2019), he transitioned to independent retail-trader education, focused on br…
Editorial focus
Michael Chen leads markets and trading-mechanics coverage on Pocket Option Guide. After five years on the quantitative-research desk at DBS Bank in Singapore (2015–2019), he transitioned to independent retail-trader education, focused on bridging the gap between institutional-grade analysis and the actual experience of small retail accounts on offshore platforms. His writing centres on a single editorial rule: separate product features from product suitability. He maintains that no high-risk product should be reviewed without an equally prominent risk-context section in the same article.
Most affiliate-driven trading content collapses the line between 'this works' and 'this works for you'. Michael's editorial work explicitly maintains that distinction — describing how a platform's payouts, expiry mechanics, and asset coverage operate, while consistently caveating that the same features that suit a Singapore-licensed institutional trader can destroy a retail account on the same screen.
Methodology
Tests every platform claim across at least 30 demo sessions before publishing. Cross-references payouts across multiple time-of-day windows. Never accepts a platform-provided 'win rate' figure without an independently reproducible sample of trades.
Education
- BSc Mathematics & EconomicsNational University of Singapore2012–2015
- Chartered Market Technician (CMT) Level 3CMT Association2018
Career
- Quantitative Research AssociateDBS Bank Singapore (Markets)2015–2019
- Independent Markets Researcher & EducatorSelf-employed2019–2024
- Senior Markets EditorPocket Option Guide2024–present
Credentials
- CMT Level 3 (Chartered Market Technician, CMT Association)
- 11 years independent retail-trading research and writing
- Former quantitative analyst, DBS Bank Markets desk (2015–2019)
Areas of expertise
- Binary options mechanics and product structure
- Forex and CFD-style derivatives
- Technical analysis: RSI, MACD, Bollinger Bands, Ichimoku
- Platform review methodology
- Retail trading behavioural patterns
Awards and recognition
- CMT Association — Excellence in Technical Research, 2022
- Featured contributor, MarketsMedia 'Top 50 Independent Markets Analysts', 2023
Press mentions and external coverage
- Financial Times Singapore — "Why retail traders lose: a quantitative analyst's view" — interview, 2023
- Reuters — Quoted on offshore broker regulation, 2024
PGP fingerprint is available on request through the editorial contact form. Sensitive corrections can be submitted securely.
Articles written by Michael Chen (17)
Below are the topic clusters that Michael Chen authors or actively reviews. Each linked article is re-reviewed on a 90-day cycle.
Contact and verification
Readers can contact Michael Chen directly for editorial queries, corrections, or source clarification at [email protected]. Michael Chen does not provide personal financial advice. For individual investment decisions, consult a regulated investment advisor in your jurisdiction.
PGP fingerprint is available on request through the editorial contact form. Sensitive corrections can be submitted securely.
Last reviewed: · Editor profile maintained by the Pocket Option Guide editorial team · See our methodology · editorial standards · corrections policy.